Alipay and WeChat payment have processed over 400,000 illegal accounts during the year

Alipay and WeChat payment have processed over 400,000 illegal accounts illegal accounts
Alipay and WeChat payment have processed more than 400,000 illegal accounts during the year. Alipay will implement different restrictions according to different violations. It will even be permanently frozen account. Alipay and WeChat payment have processed over 400,000 illegal accounts during the year.
This and WeChat payment have dealt with over 400,000 illegal accounts during the year, July 12, and the Alipay Security Center issued the "Announcement on Further Strengthening the Governance of Illegal Trading Accounts and other illegal behaviors. The following is the full text of the announcement:
Recently, we are paying attention to illegal behaviors such as illegal acts such as selling and leased user payment accounts to pay the accounts for sale and lease user payment accounts. We always maintain a zero tolerance for such illegal acts, resolutely resist illegal behaviors, and actively cooperate with law enforcement agencies to severely crack down on criminal gangs.

If according to the requirements of the relevant departments on cracking down on the governance of the new types of illegal crimes of telecommunications networks, in accordance with the "Administrative Measures for the Internet Payment Business of the Payment Institution" and the relevant payment agreement and governance specifications of Alipay platform, we will target Alipay, which has the following acts. Accounts to govern:
1 1. A limiting receipt processing for accounts that are suspected of violations of regulations, running money, scam -involved in gambling;
. The relegation of the account number suspected of being rented and sold in accordance with the law is actually the name. Certification status;
3. For illegal arbitrage accounts, malicious registered accounts are punished with freezing accounts and permanent frozen account punishment.
As of June 2022, we have dealt with 31,489 accounts involving personal accounts involving rent and sale. Real -name relegation is processed; the 15634 accounts for telecommunications network fraud have been restricted to payment functions.
It to ensure the personal account information security and related legal rights of Alipay users, the Alipay Security Center will continue to optimize the upgrading of risk control tracking capabilities and pursuit of stolen damage technology, and strengthen technology countermeasures. In response to evil gangs who have criminal crimes, we will also strengthen collaboration with relevant departments to jointly create a secure compliance network payment environment.

The client complaint/self -service guidance
1. Account category complaint: Alipay search "Alipay Security Center", select "Report Center". Based on the guidelines, multiple types of accounts can be reported or a one -click quick report can be performed.
2. Reportation and other self -service: Alipay homepage search "Alipay Security Center". On the homepage of the security center, "account loss", "lifting restrictions" or "account cancellation" and other operations.
Is also remind all Alipay users to regulate the use of their own personal accounts, do not easily trade with unknown accounts, do not lend personal accounts to others, and do not conduct network orders, running points, etc. Behavior is likely to be used by illegal money laundering and other illegal transactions. In case of suspicion of violations of laws and regulations, you can report to us through the Alipay customer service platform.
Tebao and WeChat payment have handled over 400,000 illegal accounts during the year. 2 Alipay issued the "Announcement on Further Strengthening the Governance of Illegal Trading Accounts and other illegal behaviors", which will govern the Alipay account with illegal acts.
01 and more than 40,000 accounts are limited
Alipay pays attention to illegal acts such as selling and leased users to pay the accounts, scamming, money laundering, and ordering. Always maintain a zero -tolerance attitude, resist illegal behavior, and actively cooperate with law enforcement agencies to severely crack down on criminal gangs.

If according to the requirements of the relevant departments on cracking down on the governance of the new type of illegal crime of telecommunications network, in accordance with the "Administrative Measures for the Internet Payment Business of the Payment Institution" and the relevant payment agreement and governance specifications of Alipay platform, Alipay will focus on the following three categories of three categories Account number of illegal behavior.
If in Alipay's announcement on further strengthening illegal trading accounts such as illegal trading accounts, it can be seen that Alipay will implement different restrictions according to different violations of regulations. Some are restricted receipt, which will even be permanently frozen accounts.
Is for suspected violations of prohibited, running money laundering, scam involving gambling and other acts, Alipay will do restrictions on receipt handling; for accounts suspected of being rented and resold, Alipay will be reserved in accordance with the law.
illegal arbitrage accounts, malicious registered accounts will face more severe punishment. Alipay will freeze accounts and permanent frozen accounts. Once frozen or permanently frozen, it means that the Alipay account will not be used normally.
In addition, Alipay also announced the latest data. As of June 2022, Alipay has processed the real -name relegation of 31,489 accounts involving a personal account of rent and sale; The process of restricting payment functions.
Alipay also reminds all users to regulate the use of their own personal accounts, do not easily trade with unknown accounts, do not lend personal accounts to others, and do not conduct network orders, running points, etc. Behavior may be used by criminals for illegal transactions.

02. Strict payment of payment accounts
As early as 2019, Alipay issued an announcement to remind users to protect their accounts for the running scams and do not borrow it. Once the account involves such illegal acts, the Alipay will immediately perform punishments such as restricting receivables and closing accounts.
In October last year, the People's Bank of China issued a notice on strengthening the payment acceptance terminal and related business management notice, further clarifying the management requirements of bank card acquisition and barcode payment terminals, and strengthening the supervision of barcode payment. Code and the rental and sale of the payment account have a close relationship.
In recent years, illegal activities such as fraud and money laundering have gradually extended to personal collection codes. The situation of borrowing personal collection codes and payment accounts has frequently appeared, providing financial accounts for money laundering, especially "running points scores scores A large existence of platforms "existing in a large number of payment accounts and receiving codes is used.
Inned "Payment Encyclopedia", the "running platform" is already the main means for illegal receipt of online black and gray products. The use of Alipay and WeChat payment accounts for part -time network part -time jobs will become the focus of regulatory blows. This The class platform is suspected of helping to receive, circulate, and wash funds for online gambling websites.
In the collection of commissions by receiving money for others, it seems to be a good business, but it has not been involved in money laundering unknowingly, which not only affects the safe use of payment accounts, but also violates the relevant state related state -related national related national related state -related national related state -related state Laws and regulations affect personal credit reporting, and may also face legal sanctions.

In addition to personal Alipay accounts, before, there have been criminals to acquire corporate Alipay accounts. Due to the restrictions on the newly -registered enterprise Alipay account, high authority and high quota accounts have been stared at by criminals. There is no doubt that these accounts will be used for money laundering after the acquisition.
At present, the gray industrial chain has formed. The case of part -time "running points" platform cracked by the police in various places has continued to increase. Such behaviors will bring users to deceive deposits, information leaks, and laundering money for illegal activities. risk.
The running behavior infringe on the legitimate rights and interests of users to a certain extent. Whether it is Alipay or WeChat payment, they are strictly cracking down on running points, and to strengthen cooperation with relevant departments to create a secure and compliant network payment environment. For users, the use of payment accounts in compliance can avoid being limited by Alipay and WeChat payment.
The illegal accounts have been processed over 400,000 illegal accounts during the year of Alipay and WeChat payment. The Alipay Security Center issued the "Announcement on Further Strengthening the Governance of Illegal Trading Accounts and other violations of laws and regulations (hereinafter referred to as the" Announcement "). Thousands of illegal accounts are processed.
The "Announcement" states that recently paying attention to illegal acts such as running and leased users to pay accounts, scamming, money laundering, and ordering. manner. Its published data show that as of June 2022, 31,489 accounts involving personal accounts involving rent and sale have been processed; the 15634 accounts for telecommunications network fraud have been restricted to payment functions; Thousands of illegal accounts are processed.

The reporter learned that Alipay accounts with the following three behaviors may be treated. First, to restrict the receipt of accounts for illegal violations, running money laundering, fraud involving gambling and other acts; second, the relegation of the account that is suspected of being rented and resold is actually authenticated in accordance with the law; The account is punished with freezing accounts and permanent frozen accounts.
The Alipay said that in the future, the Alipay Security Center will continue to optimize the ability to upgrade risk control tracking and pursuing stolen damage technology, and strengthen technology countermeasures.
It Broadcom Consulting Financial Industry senior analyst Wang Pengbo told the Securities Daily reporter: "The online account is also a very important personal information, and it is very easy to be ignored by users. Trade it easily with an unknown account, and do not conduct illegal acts such as online ordering and running points. These behaviors are likely to be used by illegal money laundering and other criminals for illegal transactions. "
WeChat Pay has repeatedly released the governance of violations of regulations and has a trend of upgrading. According to incomplete statistics, since this year, Alipay and WeChat Pay have handled over 400,000 illegal accounts.

Specifically, on April 13, the WeChat Security Center issued an announcement that 75,369 confirmed organizations and participated accounts participating in the order were limited to login and functional functions. The account of the "Black Five" malicious marketing information has been treated with restrictions and use functions;
in March, WeChat released the "Announcement of Strict Campaign of Internet Fraud", from January to March 2022, A total of more than 100,000 accounts that confirmed fraudulent behaviors were stepped up, and WeChat groups were seized for WeChat groups with more than 30,000 confirmation of fraud. The announcement of illegal and illegal acts of illegal acts "stated that those who violate multiple violations and serious circumstances will increase the punishment.
Chat payment tells the reporter of the Securities Daily, "For online fraud, ordering, account violations, and adolescent protection, WeChat payment will continue to conduct regular inspections in accordance with the regulatory requirements, and in the industry and classification."
Prior to April, Alipay issued the "Announcement on Continuing the Copy of illegal Acts and other illegal behaviors such as continuous cracking down on telecommunications network fraud, renting and selling accounts". Participate in the "running points" account; dispose of 13,156 accounts to implement telecommunications fraud; dispose of 82,917 accounts to organize online gambling; dispose of 1189 accounts engaged in virtual currency transactions; dispose of 1,808 accounts that release malicious marketing and other illegal contents.

The. In fact, the bank's management of personal account management has also been strengthened. From cleaning the "Sleep Account" to the beginning of cleaning up the "one person" Card into sleep accounts, etc.
Strassic analyst Su Xiaorui, a senior analyst of the financial industry, told a reporter from the Securities Daily, "The banking institution continues to respond to the supervision spirit, and has carried out multiple rounds of 'broken card action'. WeChat and Alipay as third -party payment institutions have In recent years, the leaders have also been transferred to the illegal funds by adopting the aimalized scores such as turning into zero. Compared with banks, third -party payment is based on payment account/account. There is no card media such as bank card. Therefore, it is necessary to increase the cleanup and rectification of the account/account. "
Su Xiaorui suggested that users need to properly protect their personal information, do not fill in suspicious forms to avoid leakage of personal privacy, and do not participate in sale, lending accounts and other behaviors, etc. ; And strengthen your own risk management awareness, regularly log in to check or cancel the unreasonable account.