3 thoughts on “If you die suddenly, what should you do if your Alipay and WeChat money in WeChat?”

  1. If you do not use it for a long time, the Alipay will cancel, and the WeChat will be recycled.

    It netizens also listed agreements such as Alipay and QQ registration. Research on reporters found that according to these agreements that everyone usually did not read, the family members of netizens who encountered "accidents" were more difficult to get back the online legacy.

    . For example, Article 4 of the "Alipay Service Agreement" section 5 of part 3 stipulates: "In order to prevent resource occupation, if you have not used your Alipay recorded name or recognized by Alipay for 12 consecutive months, You have logged in to your member number or account in other ways, and the Alipay will cancel the member number or account. You will not be able to log in to this website or use the relevant member number or account through this Alipay. Wealth management products, transactions or balances, Alipay will help you handle it. Please operate according to Alipay prompts. "

    Simbly with WeChat, QQ and other accounts, such as" Article 7 and 5 of Tencent WeChat Software License and Service Agreement stipulate: "The ownership of WeChat accounts belongs to Tencent. After the user completes the registration procedures, only the right to use WeChat account, and the right to use only belongs to the use of the right to use only belongs to Initially applying for the registered person. At the same time, the initial application of the applicant shall not give, borrow, rent, transfer, transfer or sell WeChat accounts or be permitted in other ways. , Inheritance, lease, transfer, transfer, or other ways to use WeChat accounts. "" If the user registers the WeChat account for a long time, it will not log in to this account, so as to avoid waste of resources, so any loss brought by it will cause it. The user assumes it by itself. "

    The agreement will click" Agree "when registering, but basically no one reads carefully.

    In this shows that users who have Alipay and suddenly die, according to the agreement, the money in it will always be passively frozen in the user's account, waiting for his or her relatives to claim And theoretically, Alipay "will help you handle". But in real life, how Alipay helps you and how your loved ones know this rich account is still unknown.

    The same, "initial application registered" as tools such as WeChat, QQ, WeChat public account. "Transfer or sale", this number will eventually be recycled by Tencent, what kind of fate will the corresponding WeChat wallet face? It is also unknown.
    Professional views:

    The Internet company should improve management.

    It may involve inheritance and civil disputes, and the reporter consulted professionals in the judicial and legal community. "The article says that there is a certain sense, there are places worth thinking about or where they may face in the future, but it is unnecessary to worry about it." Said the relevant person in Nanjing Notary Office.

    The professionals believe that there are two situations in this problem. One is that the holders of Alipay or WeChat accounts suddenly died. What should I do if my family knows that there is funds in their accounts? The other is the sudden death of the account holder. The family members do not know that there are still a lot of funds in their accounts. What should I do?

    In the first situation, the state has no clear judicial interpretation of "virtual property", and the legal community has no conclusion. The mainstream view is that in accordance with the "Inheritance Law", the personal nature of network heritage cannot be inherited, such as personal chat tool QQ, MSN, network ID, etc. The network heritage without personal nature can inherit, such as online shops, copyrights and game coins. The solution of this problem is not too difficult.

    If the second situation, the relevant person from the Nanjing Notary Office believes that this requires that the Internet company continues to improve its management and self -discipline. There are three methods:
    1 is that in response to this situation, Internet companies set up special account custody, and then actively find account holders or family members, but there are disadvantages, provided that they cannot mix with the company's own accounts to prevent new problems. For example, if an Internet company fails one day, the mixed assets lead to the loss of capital of the dead user account;
    It is the Internet company's initiative to contact the Banking Regulatory Commission or the third -party network financial management department of the People's Bank of China; Actively look for holders or heirs.

    Lawyers:

    The form of diary and other forms.

    The wealth account.

    The lawyer Yongjin, Jiangsu Ninglian Law Firm, believes that when you are young, you will be able to accept many people. It is not uncommon for lawyers to write a wealth list early.

    He believes that account holders can write down their wealth accounts in the form of writing diary. Where; you can admit your account information to your loved ones, which involved some of the amount of money; if you do not avoid taboos, you can directly determine where you are, and you can say what is directly. Take the initiative to ask for the information of the common online service providers such as Alipay, WeChat and other requests.

  2. In the era of mobile payment, if you died, what about the heritage in Alipay and WeChat?

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  3. When I was young, I felt that these things were reluctant. When I slowly became old, these things would slowly decrease. When a person dies suddenly, Alipay will always be stored there until someone inherits, and WeChat is different. If you fail to log in for a long time, you will charge.

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